Fees & List of all charges –
- Joining Fees: ₹1,000/- + Applicable Taxes
- Annual Fees: ₹1,000/- + Applicable Taxes
About HDFC Millennia Credit Card –
- Get 5% cashback on non-EMI spends at Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, Sony LIV, Tata CLiQ, BookMyShow & Cult.fit. Capped at up to Rs 1,000 per billing cycle
- Get 1% cashback on all Other Spends excluding Fuel, EMI, Wallet, Rent payments, Govt related txns, capped at up to Rs 1,000 per billing cycle
- Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS
- Rs 1000 worth gift vouchers on spends of Rs 1,00,000 and above in each calendar quarter
- 1% Fuel Surcharge waiver on fuel transactions on transaction done between Rs 400 – Rs 5,000 & maximum waiver of Rs 250 per statement cycle
- Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card
- The Annual Fee is waived, if you spend Rs 1,00,000 or more in the previous year, before your card renewal date
Eligibility Criteria –
- Required Age: 21 – 40 years
- Employment status: Both salaried and self-employed individuals
- Salaried Income: Rs 35,000/monthly
- Self Employed: ITR > Rs 6 Lakhs per annum
- Credit score: 700+
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
