Fees & List of all charges –
- Joining Fees: Rs 500 + GST
- Annual Fees: Rs 500 + GST
About HDFC Bank Indian Oil Credit Card –
- Earn Fuel Points on your spends, which can be redeemed for free fuel at IndianOil outlets benefiting upto 50 litres of fuel every year
- Earn 5% Fuel Points on your spends at IndianOil fuel outlets, groceries, and bill payments (both online and POS). For all other purchases, including UPI and retail transactions, you earn 1 Fuel Point for every Rs 150 spent*
- Get Complimentary IndianOil XTRAREWARDS Program membership for point redemption
- 1% fuel surcharge waiver (up to Rs 250 per cycle) on fuel spends above Rs 400
- Enjoy 2 years validity on Fuel Points, with monthly earning caps (e.g., upto 250 FP/per month for fuel in the first 6 months, then 150 FP thereafter)
- Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card
- The Annual Fee is waived, if you spend Rs 1,00,000 or more in the previous year, before your card renewal date
Eligibility Criteria –
- Required Age: 21-65 years
- Employment status: Both salaried and self-employed individuals
- Salaried Income: Rs 20,000/monthly
- Self Employed: Rs 50,000/monthly
- Credit score: 700+
- New-to-Credit: Allowed for salaried & self-employed both
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
