Fees & List of all charges –
- Joining Fee: Rs 500 + GST
- Annual Fee: Rs 500 + GST
- Fee of Rs 99 + GST is charged for redeeming reward points on RBL Bank Credit Cards
About RBL Bank IRCTC Credit Card –
- Get 500 Reward Points as a Welcome Benefit when you make a purchase of Rs 500 or more within 30 days of card issuance
- Earn 5 Reward Points for every Rs 200 spent on train ticket bookings via the IRCTC website or app. 1 Reward Point = Rs 1 on IRCTC
- Earn upto 3 Reward Points for every Rs 200 spent on FASTag recharges made via RBL Bank digital channels, and 2 Reward Points for every Rs 200 spent on flight and hotel bookings through the IRCTC website or app. Earn upto 1,000 Reward Points per month across both categories.
- Get upto 8 complimentary visits per year (2 per quarter) to IRCTC Executive Lounges at select railway stations, with access to facilities like a 2-hour lounge stay, buffet meals, tea/coffee, newspapers, magazines, and changing rooms
Other Features of the Card –
- Receive 500 Reward Points upon reaching quarterly spends of Rs 75,000 (excluding wallet transactions, cash withdrawals, rent, utilities, fuel, and insurance)
- Cancellation protection cover worth upto Rs 5,000 on trains cancelled by India Railways within 24 hours of the scheduled train time
- Cancellation protection coverage of upto Rs 5,000 for trains canceled by Indian Railways within 24 hours of the scheduled departure
Eligibility Criteria –
- Required Age: 21-65 years
- Employment status: Both Salaried and Self-Employed individuals are eligible
- Salaried Income: Rs 15,000 per month
- Self Employed: ITR > Rs 2 Lakhs per annum
- Credit score: 720+
- New to Credit: Not Allowed
Documents Needed –
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
How to Avail the Offer –
- User will be redirected to the RBL Bank Credit Cards page
- Complete the required details and submit the application
