Fees & List of all charges
- Annual Fee-Rs 500 + GST
- Renewal Fee-Rs 500 + GST from second year onwards
About SBI IRCTC Rupay Credit Card –
- Save 1% transaction charges on Railway ticket bookings on www.irctc.co.in
- Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points
- Enjoy 4 complimentary Railway Lounge access in a year, Max 1 per quarter
- Get 1 Reward point for every Rs 125 spent on Non-Fuel Retail purchases, including Railway ticket purchases at www.irctc.co.in
- Enjoy freedom from paying the 1% fuel surcharge across all Petrol Pumps in India, on transactions of Rs 500 – Rs 3,000, exclusive of GST and other charges
- Get 350 activation Bonus Reward Points on single transaction of Rs 500 or more within 45 days of card issuance. Fuel and Cash spend are not included
- Earn 500 Reward Points on payment of Renewal fee
- Joining Fee- Rs 500+GST and Renewal Fee- Rs 500+GST
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income – Rs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
How to Avail the Offer
- You will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
