Fees & List of all charges
- Joining Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
- Annual Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
About HDFC RuPay Credit Card –
- Rupay Card Pay Via UPI
- 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
- 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
- 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month
- Smart EMI : Convert credit card spends of Rs. 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.
- Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.
Other Amazing Offers –
- Leverage revolving credit facilities at nominal interest rates.
- Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
- You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.
- The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs. 0.25, and can be done via Net Banking login, or physical redemption form
Eligibility Criteria
- Required Age: 21 – 65 years
- Employment status: Salaried or Self-Employed
- Minimum Income: Rs. 20,000 per month (Salaried)
- Minimum Income: Rs. 50,000 per month (Self-Employed)
- Credit score: 700+
- You should be citizen of India or a Non-Resident Indian
Documents Needed
- Address Proof – Aadhaar, Passport, Latest utility bills
- ID proof – PAN, Voter ID, Passport
- Income proof – Bank Statement, Salary Slips
How to Avail the Offer
- Please use the name mentioned on your PAN card to fill the application
- User will be redirected to HDFC Bank’s website
- Click Login/Join Now and do OTP verification
- You will see the cards you are eligible for, select the card and provide the required details
- Application will be submitted and a confirmation SMS will be sent on approval of the application
