FEES AND LIST OF ALL CHARGES
Lifetime FREE Credit Card
Joining Fees: Ni
Annual Fees: Nil
WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR FEDERAL BANK SCAPIA CREDIT CARD
Get Lifetime FREE Credit Card – No Joining or Annual Fees
Enjoy international transactions without any additional foreign currency markup fees
Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 10,000 on the card every month
Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app. Earn 10 Scapia Coins per Rs 100 on most online & offline spends
1% surcharge waiver of upto Rs 500 per month on fuel transactions worth upto Rs 5,000
Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value
5 Scapia Coins = Rs 1
ELIGIBILITY CRITERIA
Age: 23 to 40 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs 30,000/Monthly
Self Employed: Rs 4,00,000/Annually
Credit Score: 730+
New to Credit: Not Allowed
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo






